It’s that time of year again. The holidays, of course. But also the end of the tax year, when charities, including groups like cancer societies or hospital foundations, are pleading for donations.
Each year in December my husband and I make contributions to the charities we think are important, many of which are health-related. Last year money was tight, and we knew we would either have to cut back on how much we donated, or leave some organizations off our list.
To help us make those difficult decisions, I did some background research on each of the charities we ordinarily support. I was surprised at what I found! And learned some tips to share with you, too.
First, I learned that when children need specialized cancer treatment, they will get the same treatment whether they live in Paris, Tokyo, Sydney – or Syracuse. Pediatric oncologists worldwide share their research and successes to the benefit of children everywhere.
I had to ask myself – why would we send a contribution to a children’s hospital out of state? Since children receive the same specialized treatments, doesn’t it make more sense to donate in our own backyards? I’m sure those famous children’s hospitals provide excellent care. But if my child was sick, and I had to stay with her in a city far away, how would I get to work? Where would I stay? Bottom line – we decided to donate to our local children’s hospital, knowing local kids would get the great care they need.
Next up – family interests. Within my husband’s family or mine, we have loved ones who have dealt with Alzheimer’s, diabetes, lymphoma and breast cancer. We have always donated to those very large, national charitable foundations, thinking our money was going toward education, research, and of course, a cure.
Not so fast! It turns out that not all charitable foundations are equal – including those we’ve sent money to each year. I discovered that some charities are actually quite questionable. For example, too much of their money goes toward “undetermined” administrative costs. Or worse, only a small percentage of their budget goes toward their stated goals of education, patient support or research. One very well known charity is spending the bulk of its donations on legal fees, suing smaller charities!
Based on that information, we decided against supporting two of the organizations we’ve sent money to for years.
As a result of this process, I realized that if more of us were choosier about our donations, health-related or not, the most effective and efficient organizations would have more funds to really make progress with their missions – a benefit for everyone.
You may want to review your charity choices, too, to be sure your donations have the best chance of accomplishing the goals you think are important.
Here are some additional resources for
choosing the best charities for your donor dollars:
If you’ve watched TV, read the newspaper, or logged on to any health-related website recently, then you may already know that it’s Medicare Open Enrollment time.
Open Enrollment means you have the opportunity to make choices that affect both your access to the healthcare you need, and the cost of that care, by choosing a payer plan that fits your needs.
Too many Medicare recipients simply default to whatever plan they used the year before, perhaps because they didn’t understand how to assess which plan would work best for them.
But it doesn’t have to be so difficult. There are some excellent resources available. So why not take the time this year to figure out which plan fits you the best?
If you are a do-it-yourselfer, begin with the Medicare Find-A-Plan website. It will walk you through your options, including pricing for the drugs you take, then will reveal your options and their costs. You can compare Original Medicare against many Medicare Advantage plans. From customer service to co-pays and health ratings, you can weigh cost and coverage against quality to make your choice.
Another way to do your research is to attend plan presentation programs offered by the many insurers that offer Medicare Advantage Plans. They can be very informative, but remember that the speakers are salespeople. Their paychecks depend on enlisting new customers. Don’t be swayed by coffee, cookies and promises! Ask good questions and compare many plans before you sign a contract.
If Medicare Open Enrollment seems a bit early this year, it is. The process was started earlier so it could end earlier, too – December 7th. Ending the process early means you’ll be sure to get your Medicare ID card in time for early January appointments.
With so many ways to find help, you owe it to yourself to spend some time this Fall to review your Medicare options for 2012 and make needed adjustments. It’s “only” your health and money, after all.
When it comes to TV and video, Al Roker provides one of my favorite quotations:
“They say the camera adds 10 pounds. OK. So I figure I must be standing in front of 10 cameras.”
Oh, yes, Al. I know how you feel….
However — I’ve decided to come out of my video-avoidance closet to share the following with you all.
First — my excitement at the invitation a week ago to appear on MSNBC to speak to a problem that I actually cited a few years ago – that July is the worst month of the year to be hospitalized. Why? Watch and see!
So that’s the first one. But if I’m going to jump in to the world of video, I might as well do it with both feet. Many of you know that I am brought in to speak at various conferences and meetings across the US and Canada. I enjoy speaking! So in my attempts to do even more of it, I’m told I need to have a professional video made. So, yes, I finally bit that bullet, too, and have uploaded the online version of the opening here.
It’s not like I’ve never done TV before – I have done local TV on a number of occasions. And broadcast isn’t the problem – ferheavensake, I have hosted a radio show for 4+ years! But video, in general, has just always been a step I’ve avoided.
There’s so little I can say about swine flu that hasn’t already been said. And to that point, I’ve already said plenty!
In fact, I’ve said it all on my About.com Guide to Patient Empowerment, so I figure it’s best just to give you a master list of all the articles I’ve written, by topic:
This column first appeared
